Best Car Deals 2012 – Introduction

best car dealsUntil a short few years ago, the best way to get a great car deal was … to work hard for it.

What we mean is that you would have to know the best time of day/month/year to buy, know your invoice prices and holdbacks, and know how to skillfully negotiate prices — and be prepared to go into long stressful haggling sessions with dealer salespeople who would try every trick in the book to wear you down — not a pleasant experience.

Not that it still doesn’t happen. It’s even necessary in many cases. But the best car deals are not made that way.

Car manufacturers, in these tough economic times, are hungry for your business and are willing to offer ready-made deals that were unheard of in the past. These are deals that buyers could not possibly negotiate for themselves — because dealers are not capable of making the kind of concessions that their deep-pockets parent car companies can make.


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Short-Term Car Lease Deals

short term car leaseAs you might know, many car leases have a minimum of 24 month terms, with 36 and 39 months being the most common. Even 24 month leases are difficult to find.

If you want a shorter term, say 9 months or 18 months or 24 months,  you won’t find it at a new-car dealer but there is another way that most people are not aware of.

It’s called a lease assumption, or lease takeover.

Imagine someone who is currently leasing a new car for 36 months and has found themselves in a difficult financial situation after only 14 months — and needs to get out of their lease. They discover that to end a lease early can be very expensive. They look for an alternative that gets them out of the lease at a much lower cost.

What they discover is that there are a handful of companies, such as Swapalease, that list cars that are available for lease takeovers. “Sellers” post their cars  with pictures and descriptions, monthly payment, and remaining lease months. Some even offer a cash incentive to make the deal more attractive to “buyers.”

For “buyers” who are looking for a short-term lease on an almost new car, with low mileage, still covered under the manufacturer’s warranty, a lease assumption can be the answer. Simply go to the Swapalease.com web site and look for cars in your area that meet your requirements.


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Chrysler Group – Rebates, Leases, and 0% Loans

Chrysler Dodge Jeep Fiat DealsThe Chrysler Group (Chrysler, Dodge, Fiat, Jeep, and Ram) is currently offering many very good incentives for May 2012.

These incentives, all on 2012 vehicles, come in the form of sizable rebates, special lease deals, and 0% interest loans. Of course if all these incentives are available on the vehicle you want, you must choose the one that best suits your needs. You can’t combine incentives.

Let’s take a look now at the latest Chrysler Group new-car deals:

Chrysler 200 – up to $3000 rebate or 0% APR loan rate for up to 72 months or $189/month special lease, 39 months

Chrysler 200 Convertible – up to $1500 rebate or 0% APR loan rate for up to 36 months (plus $500 rebate) or $319/month special lease, 39 months

Chrysler 300 – up to $2000 rebate or 0% APR loan rate for up to 36 months or $339/month special lease, 39 months

Chrysler Town & Country - up to $1000 rebate or 0% APR loan rate for up to 60 months or $299/month special lease, 39 months

Dodge Avenger – up to $3000 rebate or 0% APR loan rate for up to 72 months

Dodge Caliber - up to $1000 rebate or 0% APR loan rate for up to 36 months


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Cheapest Cars – Best Deals

cheapest carsMany people who are looking for affordable new cars will find the lowest prices on smaller vehicles.

These are vehicles that offer a lot of value for the money, provide excellent gas mileage, and are cheap to insure. The lowest priced models are often base models and sacrifice engine size and expensive features. For a little more money, within the same model line, other styles are usually available with extra features and larger engines.

We list the 10 lowest priced cars below, along with the MSRP sticker price. However, we all know that buyers don’t pay full sticker price for most new cars. Therefore expect to pay less than the prices shown. How much less? Use TrueCar to see what other people are paying and get lowest-price quotes from your area.

Furthermore, most of the cars listed below have incentives in the form of low-interest loans (some 0% APR), special lease deals, and rebates which further reduces the price you pay.

Let’s take a look at the 10 cheapest new cars:

2012 Nissan Versa 1.6 S – MSRP: $11,770 (currently has 0% APR loan rate for up to 60 months)

2012 Smart ForTwo Pure – MSRP: $13,240 (currently has $99/month lease deal, 36 months)

2012 Hyundai Accent GLS – MSRP: $13,320 (currently has 1.9% APR loan rate for up to 60 months or $169/month lease deal, 36 months)


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Volkswagen Car Deals – May 2012

Volkswagen car deals May 2012Volkswagen is now offering special lease deals and low interest rates (some 0% APR) with no down payment, on every model in their lineup. These deals expire on May 31, 2012.

All the deals include 3 years free scheduled maintenance, whether you lease or buy. It’s nice when leasing because with a 36 month lease, you have no maintenance costs and you have full factory warranty coverage for the entire lease term. Combined with the current incentives, this makes the Volkswagen brand one of the best deals going right now.

We list the deals below. All the lease offers have been evaluated by LeaseGuide.com and given a lease-value score. The higher the score, the better the deal. However, any deal rated Excellent or Outstanding is better than a customer-negotiated deal could be.

Let’s take a look at the current Volkswagen deals now. All are for 2012 vehicles, except the 2013 CC Sport. Also note that the lease deals only apply to selected styles of each model and that details may vary depending on the region of the country.


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$0 Zero Down Car Leases Are Back

$0 no money down car leasesMay 2012 has a number of car makes and models with special lease deals being offered with no down payment and, in fact, no money down at all.

That’s $0 due at lease signing — not even the first month’s payment.

Infiniti leads the pack this month with no-money-down leases, followed by Honda , Acura and Buick.

Honda and Acura actually offers their leases both ways — with a down payment, which makes for a lower monthly payment, and without a down payment.

Actually, almost any car lease can be had with or without a down payment, but you may not be able to get special promotional deals without money down unless the deal specifically makes that offer. All the promotional deals listed below do make the offer.

Making no down payment doesn’t change the value of the deal. However, since you are not pre-paying some of your financed lease amount, your payments will be a bit higher.

All these nothing-down lease deals allow 10,000 miles per year with the exception of those from Honda which allow 12,000 per year.

Incentives expire on May 31, 2012 for Infiniti and MINI. Buick and Chevrolet expire on July 2.  Incentives for Acura and Honda are extended through July 9.

Here are all the current (May 2012) $0 down lease deals, listed in alphabetical order:


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Where are the 0% APR Car Deals?

zero-loan-rateCars sales are still recovering from pre-recession levels and car makers are offering some very attractive incentives, including 0%, no interest, loans, to help get things moving again.

Some manufacturers are also offering cash-back rebates but, as you may already know, you generally must choose between the rebates and the special low-interest (or zero interest) loans. You can’t take both.

Often, rebates are a better deal, especially if you need down payment money (rebates can be used as down payment cash). However, in many cases, you don’t have a choice when only a rebate, or only a low-interest loan is being offered. See our article, 0% APR Car Deals – Good Deal or Not? for more details.

Here are some of the current  car makes and models with 0% APR loan deals. Note that the 0% APR rate usually (but not always) only applies for shorter-term loans — 24, 36, or 48 month loans — and may not apply to all styles within a model line.  Terms and conditions can vary by car company.

Following are some of the current 0% ARP loan deals for 2011 and 2012 vehicles.


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Best Car Leases Under $200

car lease under 200 dollarsThere are currently a surprising number of good car lease deals for less than $200 a month being offered by car makers and their dealers.

These are special leases that are based on reduced prices (lease cap cost), reduced finance rates (lease money factor), and high lease-end residual values. Most require a down payment, first month’s payment, and any official fees at time of lease signing.

All the leases we list below are for brand new 2012 and 2013 vehicles, although usually only for a few models and only one style of that model. Most of the deals expire on May 31, 2012, although some (Ford, Kia) expire in early July. Nearly all are for 24 or 36 month terms and allow 1000 miles per month. In some cases, there are additional loyalty bonuses and/or competitive trade-in bonuses that could lower the listed monthly payment.

As you may already know, a low lease payment doesn’t necessarily make the lease a great deal. Some deals are better than others. In the listings below, we show you a lease value score and rating for each deal.


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BMW Offers Great Lease Deals for May

BMW lease deals MayBMW once again, for May 2012, is offering some of the best car lease deals in the business for the widest range of models and styles. Nearly every model is being promoted with special leases that have been heavily “subvented” by the BMW company.

These are deals with low monthly payments made possible by a combination of reduced prices (often by “allowances”), low money factors, and high residual values. Since all of these concessions come directly from BMW, it is not possible for customers to get these kinds of deals on their own by negotiating with dealers.

BMW is currently offering special leases on 56 different models and styles (trimlines). No other car maker offers this breadth of special leases. All deals are for 2012 models, except for the 2013 X3/X5/X6 models and the (beautiful) new 2013 640i Gran Coupe.

The BMW lease deals are for 36 months. All expire on May 31, 2012. Each requires a down payment, first month’s payment, and the usual $725 lease aquisition fee be paid at the time of lease signing along with any official taxes and registration fees.

All of the lease offers have been evaluated by LeaseGuide.com and generally rated as Excellent or Oustanding on a 5-level scale of Poor/Average/Good/Excellent/Outstanding. In general, these are some of the best car lease deals available at this time.


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Luxury Car Lease Deals – May 2012

luxury car lease deals May 2012 June 2012High-end luxury car makers don’t offer incentives very often (they don’t want to appear as “discount” brands). When they do, the incentives are disguised such that it’s not so obvious that the cars are being discounted. The “deals” can come in the form of special leases, “loyalty” bonuses (rebates), reduced interest rates, trade-in offers, or hidden factory-to-dealer cash that dealers can use to offer customers reduced prices.

Currently for May 2012, there are three luxury car makers offering special lease deals that are good through May and June 2012, ending on 7/2/2012.

All of the leases (shown below) are for 2012 models, for 36 months and have a 10,000 miles/year (30,000 total) mileage allowance. The “amount due at signing” includes a down payment (cap cost reduction), first month’s payment, and a bank fee (lease acquisition fee). It does not include official taxes or registration fees.

2012 Jaguar XF 5.0 Base – $599/month, $3995 due at signing (Rated 80, Excellent)

2012 Jaguar XJ 5.0L Base – $799/month, $4995 due at signing (Rated 83, Excellent)

2012 Jaguar XK Coupe 5.0L Base – $999/month, $4995 due at signing (Rated 78/Excellent)

2012 Jaguar XK Convertible 5.0L Base – $1099/month, $4995 due at signing (Rated 77, Excellent)


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Car Deals Outlook for May 2012

car deals May 2012We always start a little early looking at car deals for the upcoming month, which is May 2012 in this case.

As you may know, most car dealers and manufacturers offer incentive programs on new cars every month. The programs start around the first of the month, usually on a Tuesday, and end around the end of the month or beginning of the next month, usually on a Monday.

It typically takes a few days at the beginning of each month before the new incentives are announced. Even dealers don’t know the details of these programs until formally announced by manufacturers.

However, we can see trends and can predict generally what is likely to happen even before the beginning of the month. Let’s take a look at May 2012.

American car makers are on a roll. Sales have been great so far in 2012. Usually, great sales means fewer incentives — you don’t need to encourage people to buy cars when they are already buying without incentives. However….with the uncertain economy, car manufacturers don’t want to take a chance that sales might slack off again. Therefore, expect to see some of the best rebates and low interest loans (including 0% APR deals) continuing on General Motors (Chevrolet, Buick, Cadillac, GMC), Ford (Ford, Lincoln), and Chrysler (Chrysler, Dodge, Ram, Jeep).


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Good Car Deal – or Not?

best car prices1. A car dealer offers you what seems like a good price on a brand new car. Is it a good deal or not? Should you expect to do better?

There are two prices that are important to know when buying a new car. One is the MSRP (Manufacturer’s Suggested Retail Price) or “sticker” price shown on the car’s window sticker — retail price. The other is the “invoice” price — the price a dealer pays a car manufacturer for the car — wholesale price. With no other factors involved, a dealer can sell a car for a price anywhere between MSRP and invoice, depending how much profit he wants to make.

Many customers think dealers should sell cars at cost, which is ridiculous because any business has to make a profit to pay the bills and stay in operation.

Having said the above, dealers often get “help” from their manufacturer in the form of “holdbacks”, bonuses for making sales goals, and factory-to-dealer cash to help sell particular models and styles. Manufacturers also frequently offer direct customer rebates and bonuses.

Given this kind of help from the factory, dealers can often sell cars for prices that are below invoice price — with little or no money from their own pockets.


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Subaru Lease Deals

Subaru lease dealsSubaru is currently offering lease deals on nearly every model and style within its model line. See the table below.

These deals are offered in a variety of lease terms (lease months).

All have a 12,000 miles-per-year mileage allowance.

Each requires a down payment, as specified in the table below.

Following are the current lease deals from Subaru, good through April 30, 2012.

However, we expect these deals will be extended into at least May 2012 and possibly longer.

Note that these deals may vary slightly, depending on where you live in the U.S.

Click the right-pointing ”forward” button at the bottom of the table to see more Subaru lease deals. There are over 200 deals listed in the table.

YearMakeModelStyleMonthsPmtDown
2012SubaruForester2.5XT Premium 4dr SUV AWD (2.5L 4cyl Turbo 4A)423041700
2012SubaruForester2.5XT Premium 4dr SUV AWD (2.5L 4cyl Turbo 4A)393151700
2012SubaruForester2.5XT Premium 4dr SUV AWD (2.5L 4cyl Turbo 4A)363161700
2012SubaruForester2.5XT Premium 4dr SUV AWD (2.5L 4cyl Turbo 4A)483421700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)423461700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)393551700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)363621700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)423721700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)483821700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)393831700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)363881700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)483941700
2012SubaruForester2.5XT Premium 4dr SUV AWD (2.5L 4cyl Turbo 4A)244401700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)245081700
2012SubaruForester2.5XT Touring 4dr SUV AWD (2.5L 4cyl Turbo 4A)245241700
2012SubaruImprezaWRX 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)422921699
2012SubaruImprezaWRX 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)392991699
2012SubaruImprezaWRX 4dr Sedan AWD (2.5L 4cyl Turbo 5M)422991699
2012SubaruImprezaWRX 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)363041699
2012SubaruImprezaWRX 4dr Sedan AWD (2.5L 4cyl Turbo 5M)483071699
2012SubaruImprezaWRX 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)483071699
2012SubaruImprezaWRX 4dr Sedan AWD (2.5L 4cyl Turbo 5M)393081699
2012SubaruImprezaWRX 4dr Sedan AWD (2.5L 4cyl Turbo 5M)363141699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)423391699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)423451699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)483471699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)393481699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)423501699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)423511699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)483521699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)363551699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)423561699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)393571699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)423571699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)483581699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)483581699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)393591699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)483591699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)393601699
2012SubaruImprezaWRX 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)243621699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)423621699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)483641699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)363651699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)363661699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)363671699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)393681699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)423681699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)393691699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)483701699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)483701699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)393711699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)363761699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)363771699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)363791699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)393801699
2012SubaruImprezaWRX 4dr Sedan AWD (2.5L 4cyl Turbo 5M)243831699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)423851699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)363891699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)423951699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)393961699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)483981699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)364031699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)394061699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)484091699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)364131699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)424231699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)244291699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)394341699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)424341699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)484421699
2012SubaruImprezaWRX Premium 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)244421699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)364431699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)394441699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)484461699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)364531699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)244551699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)424561699
2012SubaruImprezaWRX Limited 4dr Hatchback AWD (2.5L 4cyl Turbo 5M)244571699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)484581699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)244621699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)424671699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)394681699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)484691699
2012SubaruImprezaWRX Premium 4dr Sedan AWD (2.5L 4cyl Turbo 5M)244771699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)244781699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)364781699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)394791699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)364891699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)244891699
2012SubaruImprezaWRX Limited 4dr Sedan AWD (2.5L 4cyl Turbo 5M)244931699
2012SubaruImprezaWRX STI 4dr Sedan AWD (2.5L 4cyl Turbo 6M)245011699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)245441699
2012SubaruImprezaWRX STI 4dr Hatchback AWD (2.5L 4cyl Turbo 6M)245451699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)246101699
2012SubaruImprezaWRX STI Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)246241699
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)421991800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)422051800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)392081800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)362101800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)392131800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)422161800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)362171800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)422211800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)392261800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)362321800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)422351800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)392361800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)362431800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)482481800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)392491800
2012SubaruLegacy3.6R 4dr Sedan AWD (3.6L 6cyl 5A)422501800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)362561800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)482571800
2012SubaruLegacy3.6R 4dr Sedan AWD (3.6L 6cyl 5A)392611800
2012SubaruLegacy3.6R 4dr Sedan AWD (3.6L 6cyl 5A)362631800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)482701800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)482751800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)422761800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)422851800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)392891800
2012SubaruLegacy2.5i Premium 4dr Sedan AWD (2.5L 4cyl 6M)482891800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)362921800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)392961800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)363021800
2012SubaruLegacy3.6R 4dr Sedan AWD (3.6L 6cyl 5A)483041800
2012SubaruLegacy3.6R Limited 4dr Sedan AWD (3.6L 6cyl 5A)423061800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)423091800
2012SubaruLegacy3.6R Limited 4dr Sedan AWD (3.6L 6cyl 5A)393191800
2012SubaruLegacy3.6R Limited 4dr Sedan AWD (3.6L 6cyl 5A)423211800
2012SubaruLegacy2.5i 4dr Sedan AWD (2.5L 4cyl 6M)243231800
2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)393231800
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2012SubaruLegacy2.5GT Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)364451800
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2012SubaruLegacy3.6R Premium 4dr Sedan AWD (3.6L 6cyl 5A)244511800
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2012SubaruLegacy3.6R Limited 4dr Sedan AWD (3.6L 6cyl 5A)245361800
2012SubaruLegacy2.5GT Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)246171800
2012SubaruLegacy2.5GT Limited 4dr Sedan AWD (2.5L 4cyl Turbo 6M)246741800
2012SubaruOutback3.6R 4dr Wagon AWD (3.6L 6cyl 5A)423261700
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2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)423481700
2012SubaruOutback3.6R 4dr Wagon AWD (3.6L 6cyl 5A)483601700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)393641700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)423681700
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2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)423791700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)483841700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)393931700
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2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)484171700
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2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)364551700
2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)484561700
2012SubaruOutback3.6R 4dr Wagon AWD (3.6L 6cyl 5A)244911700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)245291700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)245741700
2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)245781700
2012SubaruOutback3.6R Premium 4dr Wagon AWD (3.6L 6cyl 5A)246051700
2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)246121700
2012SubaruOutback3.6R Limited 4dr Wagon AWD (3.6L 6cyl 5A)246481700
2012SubaruTribeca3.6R Premium 4dr SUV AWD (3.6L 6cyl 5A)393752940
2012SubaruTribeca3.6R Premium 4dr SUV AWD (3.6L 6cyl 5A)423772940
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2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)424002910
2012SubaruTribeca3.6R Premium 4dr SUV AWD (3.6L 6cyl 5A)484062940
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)394212910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)424242910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)364302910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)484362910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)394482910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)484552910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)364582910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)424612910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)424662910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)394842910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)394842910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)424862910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)484892910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)484952910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)364962910
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2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)395172910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)485202910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)365292910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)425302910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)485312910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)395322910
2012SubaruTribeca3.6R Premium 4dr SUV AWD (3.6L 6cyl 5A)245452940
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)365472910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)395552910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)485552910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)365742910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)246002910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)246392910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)246912910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)246922910
2012SubaruTribeca3.6R Limited 4dr SUV AWD (3.6L 6cyl 5A)247392910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)247622910
2012SubaruTribeca3.6R Touring 4dr SUV AWD (3.6L 6cyl 5A)248112910

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Hyundai – Great Deals on Great Cars

Hyundai car deals for AprilHyundai has been selling cars in the U.S. for over a decade and in that time has gone from being one of the worst to one of the best car brands.

The company is currently selling cars faster than they can make them. There is a shortage on some models such that some dealers have limited supplies. They are having to ramp up production to meet the increased demand.

So what’s so hot about Hyundai?

- The 2013 Hyundai Elantra was voted “North American Car of the Year” in January

- Hyundai vehicles show up in Consumer Reports “best” lists such as “Best Cars,” “Lowest 5-Year Ownership Costs,”Best Under $25,000,” and “Best Road Test Scores.” The Hyundai Sonata was named the “Most Affordable Family Sedan.”

- Hyundai vehicle models have been named “Highest Resale Values” and “Highest Residual Values” by Kelley Blue Book and ALG

- Hyundai models have earned “Top Safety Picks” by the Insurance Institute for Highway Safety

- Some Hyundai models have “guaranteed trade-in values” when they are traded at two, three, or fours years out

- Hyundai vehicles come with 5-year warranty (10 year drivetrain warranty) and 5 years road assistance

- Not only all that, and more, but Hyundai vehicles are very attractively designed — they look good

Given all the reasons above for buying or leasing a Hyundai, there are also a number of very good deals for April 2012 in the form of low interest loans, cash bonuses, and special leases.

Let’s take a look.


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Best Selling New Cars 2012

best selling cars 2012When shopping for a new car it sometimes helps to know what other automotive consumers are buying.

It is probably safe to assume that most, or at least many, of the those people are making intelligent, informed decisions and are making their choices for good reasons based on diligent research.

Since all categories of buyers are represented, it’s also safe to assume that the top selling vehicles have the best combinations of all the things that car customers consider important — value, quality, utility, reliability, safety, performance, style, comfort, and fuel economy.

Here are the top 10 best selling veicles of 2012 as compiled by Automotive News Weekly in April 2012:

  1. Ford F-Series (trucks)
  2. Toyota Camry
  3. Nissan Altima
  4. Chevrolet Silverado Series (truck)
  5. Honda Civic
  6. Honda CR-V
  7. Toyota Corolla / Matrix
  8. Ram Series (truck)
  9. Ford Focus
  10. Ford Fusion


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Best Toyota Deals for April

best toyota dealsToyota is coming back from its problems after the Japanese tsunami last year and is now  offering attractive incentives for April 2012.

The best deals for April are in the form of special lease offers, some with cash back. There are also a number of 0% APR loan deals and cash back offers.  All current Toyota incentives end on 4/30/2012.

Let’s take a look now at the best Toyota deals for April:

2012 Toyota Camry – $199/month lease, 36 months, $1780 down (Rated 93, Outstanding)

2012 Toyota Corolla – $149/month lease, 36 months, $2250 down (Rated 85, Excellent)

2012 Toyota Highlander – $259/month lease, 36 months, $2740 down (Rated 92, Outstanding)

2012 Toyota RAV4 – $189/month lease, 36 months, $2210 down (Rated 96, Outstanding) — or 0% APR loan rate — or $750 cash back


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How to Get the Best Car Deals

Best car dealsOn this web site we write about promotional car deals and incentives being offered month to month by car companies and their dealers. The deals are usually well worth customers’ consideration and better than deals they could negotiate for themselves.

These deals come in the form of cash-back rebates, bonuses, low-interest loans, factory-to-dealer cash, and special lease deals and usually change from one month to the next. A particular vehicle may be a good deal one month and no deal the next.

The downside of this method of finding good car deals is that if you are looking for a certain vehicle make, model, and style (trimline), there might not be any incentives on it in the month that you would like to buy or lease. And there’s no way for you know to if there will be incentives offered if you wait a month or two, or ever.  Car companies rarely offer special deals on every model and trimline. Some hot selling vehicles may never get incentives.

So, how is it possible to get the best car deals when there are no manufacturer’s deals are being offered on the car you want at the time you want it?


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Acura Lease Deals for April – $0 Down

Acura lease deals April 2012Acura has several good lease deals for April 2012 (as well as through March), ending April 30.

The deals are unique in that they come in two forms. You get your choice of a 36 month lease with a normal down payment — or — a 35 month lease, with no down payment, no security deposit. The first month’s payment is due at signing for both arrangements — as well as official tag and registration fees that are normally paid on any new car purchase or lease.

If you choose the $0 down deal, you’ll make a higher monthly payment but the value of the deal is essentially the same. If it’s a good deal without the down payment, it’s a good deal with the down payment.

Here is a summary of the Acura lease deals for April 2012. All deals are for 36 month (or 35 month) terms and 10,000 miles per year allowance.

2012 Acura TL 6-speed auto – $349/month, 36 months, $2350 down — or — $420/month, 35 months, $0 down

2012 Acura TSX 5-speed auto – $299/month. 36 months, $1700 down — or $350/month, 35 months, $0 down

2012 Acura TSX Sport Wagon 5-speed auto – $329/month, 36 months, $1670 down — or — $370/month, 35 months, $0 down


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Car Deals for April 2012

best car deals April 2012Normally car companies don’t announce new incentives and special deals until just after the beginning of a new month, as will be the case for most companies for April 2012.

However, the Chrysler Group (Chrysler, Dodge, Jeep, Fiat, and Ram), General Motors (Chevrolet, Cadillac, Buick, and GMC), as well as Honda (Acura and Honda) have already announced incentives for April. Actually, these are incentive programs that began in early March and extended through March and April. These deals end on April 30, 2012.

We will discuss other carmakers’ incentives as they are announced in early April.

Deals on 2012 Chrysler Group vehicles are expecially attractive at this time, with good rebates and 0% APR loan rates on nearly every model.

Let’s take a look at some of the best Chrysler Group deals:

2012 Chrysler 200 sedan – $3000 rebate or 0% APR loan rate

2012 Chrysler 300S sedan – $1500 rebate or 0% APR loan rate

2012 Dodge Avenger – $3000 rebate or 0% APR loan rate

2012 Dodge Charger – $2000 rebate or 0% APR loan rate
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Brands with Best Lease Residual Values for 2012

best lease residual valueOne of the most important factors that determines a car lease payment is lease-end residual value.

Cars with high residual values have lower monthly payments.

Therefore, when you lease you want to select a brand that offers the highest residual values. In leasing, it makes a difference as to which make and model you select, where in buying, it does not.

In other words, for two different brands and models of cars, say Ford and Honda, that are priced exactly the same, monthly lease payments would be less for the Honda than for the Ford because Honda has higher (better) lease-end residual values than Ford, in general.

ALG, Inc. is a company that publishes residual values for all makes of vehicles. Many banks, credit unions, and finance companies use its data to set residuals on car leases. This data is not available to the public.

ALG publishes a list of the brands with the best (highest) residual values each year. They call it their “Residual Value Awards.” For 2012, the list of top brands is shown below for “mainstream” (non-luxury) vehicles:


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GM Has Great Deals on 2011 Vehicles

Genera Motors rebatesIt’s a well known fact that automakers want to sell off last year’s vehicle inventory when new models come out. They encourage and incentivize their dealers to help out.

Dealers need to sell last year’s leftovers to raise money and make room for current year’s models. But both automaker and dealer knows that customers won’t pay sticker price on the older models when the new models are similar in price and style.

To make the older models more attractive, car manufacturers offer high factory-to-customer cash rebates, as well as “hidden” factory-to-dealer cash that dealers can use to create price discounts to customers. Customers get the benefit of not only a rebate but, when available, also a nice discounted price — all of which makes for some great deals.

The upside to buying a year-old 2011 model car is that it probably is not much different from the newer 2012 model, and it’s still a brand new car with full factory warranty and lemon law protection. The downside is that supplies may be limited and you may not find exactly the color, style, or features that you want. However, if you are willing to be a bit flexible in your selections, you could save a ton of money and get an outstanding deal.

Getting to the point of this article, General Motors is currently offering some great incentives on leftover 2011 models of their vehicles, which expire on April 30, 2012.


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Outstanding Buick Lease Deals

Buick lease deals March AprilBuick is not usually one of the leaders when it comes to leasing offers. But for March and April 2012 it’s different.

In the company’s effort to get customer’s attention on the upscale Buick brand, it is currently offering three outstanding lease deals that are good through March and April, until April 30, 2012.

The deals are a bit unusual in that they are all for 24 month terms. Most were 36 months in the past. The company seems to be saying “come test drive a Buick for two short years at a great lease rate and we know you’ll like it.”

The deals are made even better because the automaker is also throwing in free scheduled maintenance, free Sirus/XM radio service, and free OnStar service for the entire lease term — and $0 cash due at lease signing. This means there’s no down payment, no first month’s payment, and no security deposit. What a deal!

Here are the current special lease deals from Buick.


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Big Ford Rebates in March

Ford rebate deals MarchFord is currently offering significant cash rebates on most of its entire 2011/2012 model line. Deals on leftover 2011 models are especially good.

The company is also offering very low interest loans, including a number of 0% APR rates, on each of the vehicles with rebates but you may already know that you must choose between the rebate or low-interest loan deal. You can’t have both. Choosing the right option is not altogether straightforward so we suggest you read our article, 0% APR Deals – Good Deal or Not? before you make your decision.

Following are the Ford rebate deals for March 2012. The offers all expire on April 2.

2012 Models

2012 Ford Expedition – $3000

2012 Ford Mustang – up to $3000 depending on style

2012 Ford F-450 Super Duty – up to $3000 depending on style

2012 Lincoln Navigator – $3000

2012 Lincoln MKS – $2500

2012 Ford Flex – $2000

2012 Ford F-150 – up to $2000 depending on style

2012 Ford Escape and Focus – $1500


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Better Car Deals in March and Beyond

March 2012 best car dealsWe’ve been talking about it and predicting it since the Fall of last year. It’s coming but it’s been slower than anticipated.

The “it” that we’re talking about is the coming return of Toyota and Honda’s normal new-car sales levels after the devastating Japanese tsunami of March 2011 and the floods in Thailand in October. The first event destroyed much of each car companies’ manufacturing and the second stalled the recovery when parts suppliers were flooded.

Finally, both Toyota and Honda are just now getting back to normal production levels and supplying dealers with much needed inventory of vehicles. Both companies predict significant increases in sales levels beginning in March and continuing into the second quarter of 2012.

What does it mean to car buying consumers looking for good deals?

Toyota and Honda are going to be anxious to regain customers’ attention and recover lost sales. The way they plan to do it is by injecting heavy doses of what is called “marketing support,” which will come in the form of increased advertising (notice the barrage of Toyota Camry TV ads recently?) and sales incentives.

It’s the sales incentives that are of greatest interest to us as automotive consumers.


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High Resale Values for Best Deals

best car deals and resale valueAs you may already know, all new automobiles depreciate in value over time. However, some brands and models depreciate at a slower rate than others and have higher future resale values. That makes them better deals in the long term.

In this article we’ll reveal the vehicles with the highest projected resale values.

Why is resale value important?

Whether you buy or lease your next new vehicle, high resale value means lower overall cost-of-ownership — which means the best deals in the long term.

Let’s look at why this is true.

Resale value in car leasing

Resale value has the most direct effect when you lease. In leasing, projected future resale value is called residual value. Your monthly payment is determined by the difference between vehicle lease price (the “selling” price you and the dealer agree on) and residual value. The smaller the difference, the lower your payment, and the lower your overall cost. Obviously, you want a high residual value for the best lease deals and lowest monthly payments.

This means selecting the right car brand and model — the ones with the highest residual values — for the best lease vehicles. The Lease Kit at LeaseGuide.com provides a list of all vehicle makes and models and rates them according to high, low, and average residual values.


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