Car Deals

Cash or Loan? 0% APR or Rebate? Lease or Buy?

We frequently see cars being advertised with simultaneous lease and purchase deals. There might be a cash rebate, a 0% APR loan rate, and a special lease deal being offered at the same time. You have to choose only one of the offers; you can’t combine them. So which is best? Let’s examine it from a […]


Lease Deal Calculator

Those new car lease deals you see advertised for $199/month seem to be good deals — because the payments are so low. Are they really good deals or is this just some kind of dealer trick? How do you go about determining if a deal is good or not? What you need is a lease […]


Cheap Cars – Best Car Deals

Where are the cheap cars? Where are the best deals? Everybody knows that all new cars have window stickers that display MSRP (Manufacturer’s Suggested Retail Price), which is the full retail price of the car. Of course, we all know that nobody pays full retail price anymore. So, who and what determines the actual price […]


How the Best Car Deals Are Made

Many people think the way to get the best car deal is through shrewd negotiations and hard bargaining with car dealers. Not true. That’s old outdated thinking. The best deals are the ones that are given to you, with no negotiation required, by automakers and their “captive” finance companies. You see, dealers control only one […]


Buy a Car – Skip the Dealer

If one asks oneself why one must go to a car dealer to buy a new car, one would come up with the following answer. Most people go to car dealers because they want to know about that dealer’s brand of cars, what models are offered, what options are available, about gas mileage and safety […]


What Car Should I Buy?

“What car should I buy?” is a common buyer’s question, particularly from people who don’t spend a lot of time reading car reviews, visiting dealer showrooms, or who don’t buy cars very often. There are so many makes and models, many of which are very similar in appearance and specifications. Then, of course, we all […]


What’s Better – New Car or Used Car?

A couple of years ago (the “old days”) before the recent economic recession and car industry “crash”, it was nearly always a better idea to buy used cars instead of brand new. It was a no-brainer. Not anymore. Used car prices, according to Automotive News, are the highest in years and will remain that way […]


Factory-To-Dealer Cash Incentives for Best Car Deals

Car companies help dealers sell cars by offering incentives. Incentives come in a variety of forms which might include direct-to-customer rebates, low interest loans, special lease deals, and factory-to-dealer cash. In any given month, a car company might offer all, some, or none of these incentives on any particular car model or style. Factory-to-dealer incentives […]


Pay Cash for Your New Car? Better or Not?

Should you pay cash for your new car, if you have the cash available? Is it smart to pay cash instead of financing with a loan or lease? Does it save you money? Can you get better deals with cash? My dear old mother who is now gone grew up during the Great Depression. She […]


Cheaper to Buy New Than Used?

It is always smarter and cheaper to buy a used car rather than buy a brand new car. Right? Not so fast. With the agressive rebates and super low-APR loans being offered these days by most car manufacturers, it is not difficult to find cases in which buying a brand new car is actually cheaper […]


Reliable Cars Make the Best Deals

The most reliable and dependable cars make the best deals, even if the initial price is higher. First, any car that is reliable is going to spend fewer days in the shop, cost less for repairs, cost less for insurance, and create fewer inconveniencies for its owner. Some of those inconveniencies, such as lost work […]


Best Deals – New or Used?

Do you get the best deals on brand new cars or on used cars? It might seem to be an obvious answer — that used cars are always better deals. But that’s not always true. Used cars seem to be better deals in the sense that you pay less than for a brand new car […]


Long Term Car Loans – Good Deal or Bad?

Since the end of the Great Recession, average auto loan terms have become longer and longer. Forty-eight months was typical for a car loan just a few years ago but now that car companies are offering 6 year, 7 year, and even 8 year loan terms, the average is slowly creeping up as consumers take advantage. […]


Lease vs Buy? Which is Best Deal?

In the articles on this web site we often tell you about the best car deals in which attractive lease deals are being offered, along with low-interest loans, and rebates — frequently on the same vehicles at the same time. Typically, you have to choose only one kind of deal. For example, you must take […]


What are Car Incentives Anyway?

What is all this about car incentives? What is an incentive? Is it just car dealer hype and come-on? Are incentives worth looking at? Are they really good deals? First, an incentive can be anything that helps promote sales or leasing of a dealer’s or manufacturer’s vehicles. Typically, incentives come in the form of cash-back […]


Most Popular Cars – Best Selling

Every month various sources publish lists of best cars in a variety of categories — best selling, best in safety, tops in number of number of people researching, best low-priced, best luxury, best SUV and so on. We want to focus on the most popular vehicles, that is the best sellers, as a way of suggesting […]


Return Your Leased Vehicle for Great Deals

Car leasing hit bottom during the recent Great Recession but has quickly recovered during the last three years, such that approximately one out of every four new vehicles is now being leased. People who leased two or three years ago will be returning their vehicles soon, and into 2014. Car manufacturers and dealers know that every […]


How Great Car Lease Deals are Made

We often remind our readers that finding promotional leases from car manufacturers is the way to get the best car deals, better than any deal customers could negotiate for themselves. The fundamental reason this is true is that when a customer negotiates a car lease with a dealer, the dealer can only negotiate one thing — price […]


Off-Lease Certified Car Deals

When leasing customers return their cars at the end of a lease, new-car dealers buy those cars from the lease finance company to be sold on their used car lots. These are called off-lease vehicles. Car dealers love off-lease vehicles because they are relatively new — usually about 2-3 years old — and have been […]


Used Car Deals and Scams

On this web site, we normally talk about new-car deals but, for people with limited budgets, a used car may be the way to go. However, finding great deals on used cars is not quite as easy as for new cars. It’s not that the deals aren’t out there; it’s that there are many more factors to […]


Calculating Car Lease Deals

If you have ever leased a car, or are thinking about leasing, have you wondered if a dealer is doing the math correctly on the lease contract form? Is the monthly payment amount correct, given the price of the car, the residual, and other charges? It’s not uncommon for there to be “mistakes” in lease […]


Zero-Payment Car Lease. Really?

Is it possible to lease a new car and have no monthly payment — $0 a month, zero payment, zilch? Yes. But there’s a “catch.” Isn’t that always the case? It’s not exactly like getting a free car. Let’s explain. Everyone knows that if you buy a car, you can pay cash and avoid monthly […]


Car Rebates – Just the Facts

Car companies such as Ford, General Motors, Nissan and others frequently offer rebates as a way to attract customers to their vehicles. These rebates come in the form of limited-time promotional incentives that can appear, disappear, or change from month to month. Some car companies use rebates, others do not. For example, you never see […]


Why Are Leases Better?

Why are special lease deals offered by car companies better than any other type of incentives? It’s true that lease payments are always less than loan payments for the same car, same term, and same down payment — even with a 0% APR loan. But that doesn’t necessarily make leasing a better deal. And it […]


Buy New Car – or Used Car? Which is Better?

It’s an age-old question: Should I buy a brand new car, or buy a previously owned used car? Which is best? Which is smarter? If this question were being answered just a few years ago, it would be an easy answer: Buy a good used car. You would get more for your money. You avoided the high […]