Credit Scores

Negotiating Car Deals – Explained

Most of the kinds of car deals that we discuss on this web site don’t require negotiation because they are pre-packaged deals offered by car manufacturers, not dealers. They are usually genuinely good deals and better than any deal customers could negotiate on their own with a dealer. However, these promotional incentive offers are limited […]


Best Car Deals with Poor Credit

Automotive customers who have poor credit are able to get car loans much easier now than in the last couple of years. Many car companies and their associated finance companies are opening up and approving “subprime” borrowers at a pace not seen since before the recent recession. Car buyers with credit scores below 680 are […]


Bad Credit Car Deals

Many people suffered credit problems during the recent recession and subsequently found it difficult, if not impossible, to get car loans and leases. That is changing — for the better. Financial companies that are associated with car dealers and manufacturers, such as Honda Finance, Toyota Finance, and Ford Credit, are now easing credit requirements that have been tight […]


Credit Scores Affect Your Car Deal

Your credit score is a numerical representation of your credit history report, which includes details of all your credit accounts and loans, and how good you’ve been about paying them. It also reports any defaults, repossessions, or bankruptcies. Credit scores, which for most people falls between 400 (poor) and 800 (excellent), are a major factor in determining the […]


Looking for Great Car Deals? How’s Your Credit?

Most advertised promotional car deals have small print that says something like, “Only applies to well qualified customers,” or “Offer only available to Tier A applicants, ” or ” Only for qualifed lessees.” What does it mean? How does it affect your ability to get those good deals? When auto makers put together monthly promotional […]


New Car – Lease or Buy – Explained

When getting a new car, is it better to buy or lease? Lease vs buy? What are the pros and cons of each? It’s a question we hear all the time. However, the answer is not that simple. One way is better for some people, the other way is better for others. Both leasing and […]


Good Credit Gets Best Car Deals

Unless you plan to pay cash for your next car purchase, your credit score will play a large part in your purchase or lease. You may already know that interest rates for car loans and home mortgages are currently the lowest in history. Special low-interest car loans are common, as are 0% APR (no interest) […]