Honda

In addition to its now-traditional excellent special leases on certain models and styles (see Honda Lease Deals), three are also some good low-interest loans (unfortunately no 0% loans however) and a number of healthy factory-to-dealer cash deals. As you might know if you read this website often, factory-to-dealer cash is a “secret” rebate that dealers can use to discount prices. In most cases, the discounts can be combined with low-interest loans, whereas a direct factory-to-customer rebate would not. Furthermore, a price discount is better than a rebate in that sales tax is not due on discounts, but not so for rebates.

Currently, the 2010 Accord and 2010 Civic get special loan rates of 1.9% APR for 24/36 months and 2.9% for 48 months. The 2010 S2000 gets 3.9% APR for 24/36 months and 4.9% for 60 months.

Dealers get factory-to-dealer cash rebates for several 2009 models. As we mentioned, these rebates can, and usually do, end up as customer price discounts. The best deal is for the 2009 Ridgeline with a $3000 factory-to-dealer rebate. The 2009 Accord gets $1500. The Odyssey and Pilot get $1250. The Civic gets $750 and the CRV gets $500.

You can get free dealer price quotes on any of the above vehicles from Edmunds.com. The quotes will automatically include any cash-back rebates or discounts that are currently available.

There are many very generous rebates, bonus rebates, and promotional rebates, all of which add up to some incredible deals.

To top it off Ford is also offering 0% APR loans on most of its vehicles, both 2009 and 2010 models, as well as attractive low-interest loans in other cases.

The special “Promotional Bonus” rebates being offered on most vehicles, which amounts to $500 – $1500,  can be combined with 0% and low-interest loans as well as with other rebates, which can make an even better deal.

Following are some examples of Ford incentives for November and December 2009:

2009 Ford Edge – $1500 rebate plus $1000 bonus rebate (if you finance with FMCC) plus $1500 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2010 Ford Edge – $2000 rebate plus $1000 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2009 Ford Escape – no incentives

2010 Ford Escape - $1000 rebate plus $1000 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2009 Ford Expedition – $2000 rebate plus $1000 bonus plus $1500 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2010 Ford Expedition – $2000 rebate plus $1000 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2009 Ford Explorer – $3000 rebate plus $1000 bonus plus $1500 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2010 Ford Explorer – $2000 rebate plus $1000 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2009 Ford Flex – $1500 rebate plus $1000 bonus plus $1500 promotional rebate, and 0% APR loans for 36/48/60 months and 1.9% for 72 months

2010 Ford Flex – $1500 rebate plus $1500 promotional rebate, and 0% APR loan rate for 36 months, 0.9% for 48 months, 1.9% for 60 months, and 3.9% for 72 months

2009 Ford Focus - no incentives

2010 Ford Focus – $1000 rebate plus $500 bonus plus $1000 promotional rebate, and 0% APR loan rate for 36 months, 4.9% for 48 months

2009 Ford Fusion – no incentives

2010 Ford Fusion – $500 rebate plus $1000 promotional rebate, and 0% APR loan rate for 36 months, 2.9% for 48 months

2009 Ford Mustang – no incentives

2010 Ford Mustang – $500 bonus rebate plus $500 promotional rebate, and 0% APR loan rate for 36 months, 2.9% for 48 months

2010 Ford Taurus – $500 rebate, 0% APR loan for 36 months, 3.9% for 48 months

2010 Ford F-150 – $1500 rebate plus $1000 bonus plus $1000 promotional rebate, and 0% APR loan rate for 36 months, 3.9% for 48 months

You can get free dealer price quotes on any of the above Ford vehicles from Edmunds.com. The quotes will automatically include any cash-back rebates or discounts that are currently available.

BMW

Overall the BMW deals are very good, especially on the 2009 models. However, in most cases, the new 2010 models also get good incentives, just not quite as good as the 2009s.

As usual, BMW’s incentives are a bit unusual with some odd variations. Although the company doesn’t often (hardly ever) offer direct factory-to-customer rebates, they are doing it in this round of incentives. The rebates are called “Holiday Credit Cash” and are either $1500 or $2500, depending on the model. Furthermore, most but not all models get the special rebate. In order to qualify for the rebate, the vehicle must be financed or leased through BMW Financial Services.

Most models, including 2010 models, also get low-interest loan deals, which can be combined with the “Holiday Credit Cash.” Although there are some very low interest rates being offered, all for 24/60 months, there are no 0% loan deals in this incentive program from BMW. The best rates are, of course, on 2009 models. Rates range from 0.9% APR (2009 6-Series and M6), 1.9% ( 2009 Z4 and some 7-Series), 2.9% (2009 M3 and X3), 3.9% (2009 3-Series, 2009 and 2010 5-Series, 2010 X3, 2010 Z4), to 4.9% (2010 3-Series, 2010 6-Series, 2010 7-Series, 2009 and 2010 X5, 2009 and 2010 X6).

For a few select models, BMW is providing dealers with factory-to-dealer cash with which the dealer can discount prices on those models, although in some cases the discounts can be restricted, for example, by not being allowed if the customer also wants the special loan interest rate also being offered. This is true for the $2500 dealer cash on the 2009 3-Series and M3. However, the 6-Series and M6 get a whopping $6000 dealer cash deal that can be combined with a very nice 0.9% APR loan rate for either 24 or 60 months.

Overall, these deals are well worth considering if you are in the market for a BMW. In fact, these are some of the best deals we’ve seen from the company this year.

You can get free dealer price quotes on any BMW vehicles from Edmunds.com. The quotes will automatically include any cash-back rebates or discounts that are currently available.