Leases are especially attractive to people who need to finance a car at the lowest possible monthly payment. Leases are always less expensive than a similar loan. Why? Because you pay for only part of the car’s value — the part you “use up” — and you return the car (with it’s remaining unused value) back to the lease company. It sounds like renting, but it is not.

If you don’t understand how car leasing works, you are advised to do so before you lease. Leasing is a little more complicated than buying with a loan, which makes it easier to make mistakes if you don’t know what you are doing. To learn everything you need to know about car leasing, visit our sister web site, LeaseGuide.com.

Now, on with the good lease deals for June. These deals end June 30, 2009. Deals may vary by dealer and region.

Although there are some great lease deals currently being offered on high-end cars such as BMW, Mercedes, and others, we are showing you the absolute lowest cost leases now available, which tend to be on low-medium-priced cars.

Honda has a number of good leases right now. The best lease is on the Honda Civic DX-VP 1.8 sedan – $ 149 a month, 36 months, 12K annual miles, and $2699 due at signing. You can get the Civic Hybrid sedan for $199 a month, $2299 due at signing. Or the Civic LX sedan for only $199 a month, $1999 due at signing.

Honda has lease deals on a few styles of the Accord model. The Honda Accord LX sedan comes with a nice $199 a month payment, 36 months, 12K annual miles, and $2699 due at signing.

Nissan is also offering a similar deal on the Nissan Sentra FE+ 2.0 SR – $149 a month, 39 months, 12K annual miles, and $$2499 due at signing. The similar Sentra FE+ 2.0 sedan is $159 a month, with $2449 due at signing.

Mazda offers some excellent leases on the sporty MAZDA3. You can get the MAZDA3 iSport sedan (4-speed automatic transmission)  for only $169 a month, 36 months, 12K miles a year, and $2764 due at signing. The same car with 5-speed automatic transmission goes for $189 a month, and $2784 due at signing. The slightly higher cost MAZDA3 iTouring sedan has a lease deal at $196 a month, $2791 due at signing.

Subaru is also offering some good limited-time lease deals. You can get a Subaru Impreza 2.5i sedan with manual transmission for $179 a month, 36 months, 10K annual miles, and $1120 down payment (cap cost reduction). The same car with automatic transmission goes for $188 a month. The Subaru Legacy 2.5i Special Edition sedan is being offered at $191 a month, 36 months, $1800 down.

Finally, coming in among the “under $200-a-month” crowd is Volkswagen with the Volkswagen New Beetle 2.5 hatchback and the Volkswagen Rabbit S hatchback, both at $199 a month, 36 months, 12K miles per year, and $$2699 due at signing.

Remember, before you lease you should learn how leasing works. See LeaseGuide.com where you will find tips, expert advice, easy-to-understand explanations, and even a lease payment calculator.

The Subaru Tribeca gets the best deal with a $2500 rebate or 2.9%-4.9% (depends on loan term) low-interest loans.

The Subaru Outback gets a $2000 cash-back rebate or 2.9%-4.9% APR loans.

The Subaru Legacy gets a possible $1000 rebate (depending on region of U.S.) or a 2.9% APR (12/24/36 months).

The Subaru Impreza and Forester get 2.9%/4.9% APR loan rates but no rebates.

All Subaru models have new lease deals, which are genuine good deals. All the leases based on 10K miles per year and only require $999 down payment (cap cost reduction). Taxes and official fees may be required as part of the amount due at signing.

Here is an example of the lease deals for the 2009 Subaru Outback:

$366 a month – 39 months

$377 a month – 36 months

$380 a month – 42 months

$388 a month – 48 months

$510 a month – 24 months

All of these deals expire at the end of April 2009 and require a good credit score to qualify.

You can get free price quotes on any of the above Subaru vehicles from Edmunds.com. The quotes will automatically include any cash-back rebates or discounts that are currently available.