November brings a number of large rebates, especially on left-over 2011 models.

Typically, rebates only apply to selected models and styles, and only for a limited time.

Dealers apply rebates at the time of purchase. Rebates act as a down payment and reduce the amount a customer pays.

Rebate amounts can vary, depending on how strongly the manufacturer wants to promote that particular model.  

Let’s take a look at some of the biggest and most attractive rebate offers for November 2011:

2012 Jeep Liberty – $3000

2011 Chrysler 200 – $4000

2011 Ford Flex – $3000

2011 Lincoln Town Car – $3000

2012 Chevrolet Impala – $3000

2011 Buick Lucerne – $4000

2011 Buick LaCrosse, Regal – $3000

2011 Cadillac Excalade EXT – $4000

2011 Chevrolet Silverado – up to $4500

2011 Chevrolet Avalanche – $4500

2011 Chevrolet Impala – $4000

2011 Chevrolet HHR – $3500

2011 Chevrolet Corvette, Malibu – $3000

2011 GMC Sierra 1500 – up to $4500

2011 GMC Yukon – $3500

2011 GMC Sierra 2500HD, 3500HD – $3000

2012 Mitsubishi Galant – $3000

2011 Mitsubishi Endeavor – $4500

2011 Mitsubishi Galant – $3500

2012 Nissan Titan – up to $3000

2011 Nissan Titan – up to $5250

2011 Nissan Armada – $4000

2011 Nissan Frontier – up to $3000

2011 Suzuki Equator – $3000

Since car companies are the ones funding rebates, customers should dealers to also contribute with an additional price discount funded from his own pockets. Dealer discounts on top of manufacturers’ rebates make for some very sweet deals.

You can get free price quotes on any of the above vehicles from Edmunds.comThe quotes will automatically include any cash-back rebates or discounts that are currently available.

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In any given month, some manufacturers really want customers to buy, offering very large rebates that represent a significant discount off of sticker price.  These are deals worth considering if you are in the market for a new car.

Rebates are applied at the time a customer buys a car and, in effect, reduce the amount of money needed to purchase the car although, technically, do not reduce the price as would an ordinary price discount. This may seem a trivial distinction but rebates are therefore taxable while discounts are not. In other words, you pay the same sales tax on a car with a rebate as on the same car without a rebate. Just so you know.

Oftentimes, a car manufacturer will offer rebates and low-interest loans at the same time. Customers must choose one or the other, but not both. Generally, large rebates are preferable — and the customer doesn’t have to “qualify” with a high credit score as he does with the low-interest loan.

Here are some of the best rebates being offered for October 2011. In some cases, particularly with the Ford offers, the total rebate may consist of multiple separate rebates and bonuses, such as a trade-in bonus.

• 2011 Chrysler 200 – up to $3000
• 2011 Dodge Journey – $3500
• 2011 Dodge Nitro – $3000
• 2011 Jeep Liberty – $5000
• 2011 Ford Expedition – $5000
• 2011 Ford F-150 and Edge – up to $4000
• 2011 Ford Flex – $3000
• 2012 Chevrolet Impala – $3000
• 2011 Buick Lucerne – $3000
• 2011 Chevrolet Silverado 1500 and Avalanche – up to $4500
• 2011 Chevrolet Impala and HHR – $3500
• 2011 Chevrolet Colorado – up to $3000
• 2011 GMC Sierra 1500 – up to $4500
• 2011 GMC Canyon – up to $3000
• 2011 Kia Sedona – $6000
• 2011 Mitsubishi Endeavor – $4500
• 2011 Mitsubishi Galant – $3500
• 2011 Suzuki Equator – $3000
• 2011 Toyota Tundra – up to $3250

You can get free price quotes on any of the above cars from Edmunds.comThe quotes will automatically include any cash-back rebates or discounts that are currently available.

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General Motors  announced incentives in July that are good through August 2011. The company’s brands, Buick, Cadillac, Chevrolet, and GMC,   have deals on most of their vehicles, many on new 2012 models. However, the best deals are on 2011 models. All GM incentives expire on September 6, 2011. 

Here are some of the best GM car deals on 2011 models: 

Buick Lucerne – $2500 rebate or 0% APR financing 

Buick Enclave – $2000 rebate or 0% APR financing 

Buick LaCrosse – $1500 rebate or 0% APR financing 

Cadillac DTS and STS – $7000 rebate or 0% APR financing 

Cadillac Escalade – $3500 rebate or 0% APR financing 

Cadillac CTS – $2000 rebate or 0% APR financing

 

Chevrolet Silverado 1500 – $4000-$4500 rebate or 0% APR financing 

Chevrolet Avalance – $4000 rebate or 0% APR financing 

Chevrolet HHR (selected styles) – $3500 rebate or 0% APR financing 

Chevrolet Silverado 2500HD/3500HD – $3000 rebate or 0% APR financing 

Chevrolet Suburban and Tahoe – $3000 rebate or 0% APR financing 

Chevrolet Impala (selected styles) – $3000 rebate or 0% APR financing 

Chevrolet Malibu – $2500 rebate or 0% APR financing 

GMC Sierra 1500 – $4000-$4500 rebate or 0% APR financing 

GMC Sierra 2500/3500HD – $3000 rebate or 0% APR financing 

GMC Yukon – $3000 rebate or 0% APR financing 

Furthermore, there are good factory-to-dealer cash incentives available on a few 2011 GM vehicles for August 2011: 

Buick Regal – $1000 

Chevrolet HHR and Impala – up to $4000 

Chevrolet Corvette – $3000 

Chevrolet Aveo – up to $1500 

Chevrolet Malibu – up to $1000 

Honda, Acura, Volkswagen, Audi, and Volvo are other companies whose July incentives extend through August. 

Honda (most models) and Acura (selected models) are offering low-interest loan rates (0.9%-1.9% APR) on both 2012 and 2011 models.  Volkswagen offers 0% APR loan rate on the 2012 CC and Eos, 0% APR on the 2011 Eos, Routan, CC, and Tiguan, and low interest rates (1.9%-4.9%) on other 2011 models. Audi offers low interest rates (0.9%-3.5% APR) on 2012 models and 0.9%-2.9% on 2011 models. Volvo offers low interest rates on the 2012 S60 (0.9%-1.9%) and 0.9%-2.49% on all 2011 models. 

Other incentives worth considering in August are as follows:

BMW is offering lower interest rates on most its 2011 models, including 0.9% APR on the Z4 and 1.9% APR on the 3-Series and M3.

Ford and Lincoln have 0% APR loan deals on nearly every 2011 and 2012 model. Other models have very low interest rates. The company also offers rebates on most models as well, ranging from $500-$3000. Of course you much select either the rebate or the low interest loan, not both.

Kia has good rebate offers and low interest loans on most models, including $3000 rebate on the 2011 Kia Sedona and $2500 on the 2012 model.

Jaguar offers 0% APR loans on the 2011 Jaguar XF, XJ, and XK.

Mitsubishi stands out with 0% APR loans or nice large rebates on all models, including a $4500 rebate on the 2011 Mitsubishi Endeavor and $3500 on the 2011 Galant.

Nissan comes on strong in August with 0% APR loan deals on nearly every model including 2012 versions of the Altima and Sentra. Alternatively you can select from some very attractive rebates on most models including up to $5250 on the 2011 Titan, up to $4000 for the 2011 Altima Hybrid, $3500 on the 2011 Armada, and up to $3000 on the 2011 Frontier and Maxima.

Suzuki  also has 0% ARP loans or rebates starting at $1000 up to $2000 on the 2011 Equator.

Toyota has 0% APR loan deals on the 2011 Tundra, Camry, Avalon, Highlander, Sienna, Venza, and Corolla.

You can get free price quotes on any of the above vehicles from Edmunds.com.The quotes will automatically include any cash-back rebates or discounts that are currently available.

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Listed below are the leases with the lowest monthly payments. In most cases, the leases require a down payment in order to get the low payment. You can always choose to make no down payment but your monthly payments will, of course, be higher. Honda actually offers lease deals both ways – with down payment, and with $0 down payment.

All of the deals shown below have been evaluated as “Excellent” by the Lease Evaluator calculator, which is part of the Lease Kit offered by LeaseGuide.com. These factory-sponsered deals are better than you could negotiate for yourself at a dealer.

Here are some of the current low-payment car lease deals being offered:

2011 Honda Civic DX-VP 4dr Sedan (4cyl automatic) – $139/month, 36 months, $1999 due at signing — or $170/month, $0 due at signing

2011 Nissan Sentra 2.0 SR 4dr Sedan (4cyl CVT) – $139/month, 39 months, $1999 due at signing

2011 Honda Fit 4dr Hatchback (4cyl automatic) – $139/month, 36 months, $1999 due at signing — or $190/month, $0 due at signing

2011 Honda Civic LX 4dr Sedan (4cyl automatic) – $149/month, 36 months, $1999 due at signing — or $200/month, $0 due at signing

2011 Nissan Versa 1.8 S 4dr Hatchback (4cyl automatic) – $159/month, 39 months, $1999 due at signing

2011 Susuki SX4 LE 4dr Sedan (4cyl manual) – $159/month, 39 months, $2004 due at signing

2011 Mitsubishi Lancer ES 4dr Sedan (4cyl CVT) – $169/month, 36 months, $2768 due at signing

2010 Subaru Impreza 2.5i 4dr Sedan AWD (4cyl manual) – $169/month, 42 months, $1477 due at signing

Before you decide to lease, it is important to understand how car leasing works and how to determine if leasing is right for you. We suggest looking at the LeaseGuide.com web site where you’ll find a free Lease Guide, lease vs. buy calculator, and expert advice.

Suzuki

Some of the deals are on 2009 models, where you’ll find the best deals. But the 2010 model deals aren’t bad either.

Here are the current Suzuki deals for February (until 2/28/2010):

2009 Suzuki Equator – $2500 rebate, or 0% APR loan rate for 48/60 months

2009 Suzuki Grand Vitara – $2000 rebate plus $500 loyalty bonus rebate for Suzuki owners, or 2.9% loan for 48 months, 1.9% for 60 months

2009 Suzuki SX4 – $2500 rebate plus $500 loyalty rebate, or 0% APR loan for 48/60 months

2009 Suzuki XL7 – $4000 rebate plus $500 loyalty rebate, or 0% APR loan for 48/60 months

2010 Suzuki Grand Vitara – $1500 rebate plus $500 loyalty rebate, or 2.9% loan for 48 months, 1.9% for 60 months

2010 Suzuki Kizashi – $500 loyalty bonus, 3.9% loan for 60 months

2010 Suzuki SX4 – $1000 rebate plus $500 loyalty bonus, or 2.9% loan for 48 months, 1.9% for 60 months

You can get free price quotes on any of the above vehicles from Edmunds.com.The quotes will automatically include any cash-back rebates or discounts that are currently available.